Before cover goes on
Photograph visible missing material, interior water entry, and affected belongings from safe positions. Record the date, storm, and what you observed. Do not climb onto a damaged or wet roof for a better photo.
CLAIM DOCUMENTATION / 02
Temporary Roof Tarping & Insurance in Alabama: What to Record
Alabama's insurance department advises homeowners to document damage and make reasonable temporary repairs such as covering a roof opening. An insurer decides whether your particular loss and work are covered; no tarping site can promise payment.
This temporary number is clickable but is not connected yet. Roof work must wait until conditions are safe.
01 / COVER THE OPENING · 02 / ARRANGE THE REPAIRWhen arranging temporary work
Ask what the tarp-only scope includes, how it will be documented, and whether any separate permanent repair is being proposed. Request an itemized invoice and keep proof of payment.
Contact your insurer
Report the loss and follow the claim instructions for your policy. Ask what evidence the adjuster needs and how temporary mitigation costs are reviewed. Keep copies of all photos, receipts, and correspondence.
Know the contract boundary
Alabama insurance guidance says emergency tarping cannot be used to bind a homeowner to a later roof repair contract. Read any authorization before signing and treat permanent repairs as a separate decision.
KEEP HANDY
Call details
Full property address in supported 36301 or 36303, roof opening or active leak, apparent cause, and any structural or electrical hazard.
Tap temporary number ← Dothan roof tarping overviewCOMMON QUESTION
Will my homeowners policy pay for emergency roof tarping?
Coverage depends on the cause of damage, policy terms, deductibles, and insurer review. Keep photos and receipts and ask your insurer.
Source: Alabama Department of Insurance: storm claims and emergency tarping contract guidance.
Need to discuss a roof opening now?
Describe what you see from a safe place. A roofing provider confirms the available next step.
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